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Oak GroveInsurance Agency
A cozy Minnesota home with warmly lit windows on a snowy evening

Home Insurance · Minnesota, Wisconsin & Missouri

Protect the place you come home to.

Homeowners, condo, and renters coverage built for Midwest seasons, from summer storms to deep winter freezes.

Independent Guidance

Home Insurance across Minnesota, Wisconsin & Missouri.

Personal service for clients throughout Minnesota, Wisconsin, and Missouri from our Andover, Minnesota office, with options from multiple insurance companies.

Your home is likely one of your largest investments. Homeowners in Minnesota, Wisconsin, and Missouri face everything from spring hail and summer wind to ice and frozen pipes in January, and the right policy depends on your home, your belongings, and your budget.

David takes time to understand your property and then shops options from multiple insurance companies, so you can compare coverage side by side with a local agent who explains the details in plain language.

Common Coverages

What David can help you compare.

Every policy is different. Availability and terms vary by insurance company, and David will explain the details of each option.

  • Dwelling coverage

    Helps repair or rebuild the structure of your home after a covered loss.

  • Personal property

    Coverage for furniture, electronics, clothing, and other belongings.

  • Personal liability

    Protection if someone is injured on your property or you accidentally damage someone else’s.

  • Additional living expenses

    Can help with temporary housing costs if a covered loss makes your home unlivable.

Before You Shop

Things worth talking through with David.

  • Recent renovations, a new roof, or home updates
  • Valuables such as jewelry, collections, or equipment
  • Detached garages, sheds, or outbuildings
  • Whether you own, rent, or have a condo

Frequently asked questions

Do you help renters and condo owners?

Yes. David can shop renters and condo coverage, not just traditional homeowners policies.

What information do I need to get started?

Just your name, email, phone, and a short note about your home. David will follow up personally to gather any details needed to shop your coverage.

Other Coverage

Ready for a simpler way to shop insurance?

Tell David a little about what you need. He’ll personally shop your options and follow up with you.