Independent Guidance
Auto Insurance across Minnesota, Wisconsin & Missouri.
Personal service for clients throughout Minnesota, Wisconsin, and Missouri from our Andover, Minnesota office, with options from multiple insurance companies.
Whether you commute into the Twin Cities, drive rural highways in Wisconsin or Missouri, or have a new teen driver in the house, your auto policy should match your real life. As an independent agent, David can compare options from multiple insurance companies instead of offering a single company’s products.
Each state sets its own requirements. Minnesota, for example, requires liability, personal injury protection (no-fault), and uninsured/underinsured motorist coverage. David will walk you through what your state requires, what is optional, and what makes sense for you.
Common Coverages
What David can help you compare.
Every policy is different. Availability and terms vary by insurance company, and David will explain the details of each option.
Liability coverage
Helps pay for injuries or property damage you may cause to others in an accident.
Personal injury protection
Minnesota’s no-fault coverage for medical expenses and certain other losses after an accident.
Uninsured & underinsured motorist
Protection if you’re hit by a driver who has no insurance or not enough of it.
Collision & comprehensive
Optional coverage for damage to your own vehicle, from fender-benders to hail and deer.
Before You Shop
Things worth talking through with David.
- New or teen drivers joining your household
- Multiple vehicles, recreational vehicles, or a recent purchase
- Commuting distance and how you use your vehicle
- Deductibles you’re comfortable with
Frequently asked questions
Do you offer instant online auto quotes?
No. David personally reviews your needs and shops options with multiple insurance companies. Send a request and he’ll follow up with you directly.
Can I bundle my auto and home insurance?
Many insurance companies offer multi-policy options. David can review whether bundling makes sense for your situation when he shops your coverage.
Other Coverage
Ready for a simpler way to shop insurance?
Tell David a little about what you need. He’ll personally shop your options and follow up with you.